Privacy Policy – GS Finance
GS Finance is a digital loan application owned and operated by GS Leasing and Finance Pvt. Ltd., a Non-Banking Financial Company (NBFC) registered with the Reserve Bank of India under registration number B-03.00124.
Company Details:
- Company Name: GS Leasing and Finance Pvt. Ltd.
- RBI Registration No.: B-03.00124
- CIN: U65910DL1993PTC055313
- Registered Office: H NO 301, Jiwaji Nagar, Thatipur, Gird, Madhya Pradesh, India – 474011
- Support Email: support@gsfinance.in
- Support Number: 9244565757
- Website: https://gsfinance.in
Information We Collect:
- Personal Information: Name, Address, Date of Birth, PAN, Aadhaar
- Contact Information: Phone number, Email address
- Financial Information: Bank account details, salary slips, income documents
- Device and Technical Data: Device model, OS, IP address, location, IMEI
- Credit Score Information: Retrieved when user opts for credit report service (₹51)
Purpose of Collection:
- To process loan applications and assess creditworthiness
- To conduct KYC (Know Your Customer) verification
- To set up eNACH for EMI auto-debit
- To offer optional credit report service
- To comply with legal and regulatory requirements
Data Sharing:
We share your data only with authorized partners:
- Credit Bureaus (for credit reports)
- KYC service providers
- NPCI/eNACH processors
- Internal risk and underwriting teams
- Digio (for PAN verification and Aadhaar eSign services)
SDK Usage:
We integrate third-party SDKs in our app only to provide secure and compliant services. These include:
| SDK Name |
Purpose |
Data Shared |
| Easebuzz SDK |
Loan repayment via UPI/NetBanking |
UPI ID, phone number, transaction info |
This SDK is compliant with RBI, NPCI, and Google Play policies. No sensitive information like OTP, Aadhaar number, or contact list is accessed or stored. All SDK interactions are user-initiated and used for defined purposes only.
Data Security:
All user data is encrypted and protected with secure access protocols. We follow RBI and industry guidelines for data privacy and protection.
🕐 Loan Disbursement Timing:
Disbursements are processed between 10:00 AM to 6:00 PM, Monday to Saturday (excluding bank holidays). If your loan is approved outside business hours, it will be disbursed on the next working day.
Consent:
By using our app, you consent to the collection and use of your information as described in this policy.
Email: support@gsfinance.in
Phone: 9244565757